:root{--navy:#0F2A44;--coral:#FF7A45;--sky:#9BD7F5;--cream:#FFF6EC}
*{box-sizing:border-box}body{margin:0;font-family:Lato,system-ui,sans-serif;color:var(--navy);background:#fff;line-height:1.55}
.wrap{max-width:1140px;margin:0 auto;padding:0 20px}section{padding:64px 0}section.wrap{padding:64px 20px}
h1{font-weight:900;font-size:clamp(2.1rem,5vw,3.3rem);line-height:1.1;margin:.2em 0}h2{font-weight:900;font-size:clamp(1.7rem,3.5vw,2.4rem);margin:0 0 .3em}h3{font-weight:700;margin:.2em 0}
.eyebrow{text-transform:uppercase;letter-spacing:.12em;font-size:.8rem;font-weight:700;color:var(--coral);margin:0}.sky{color:var(--sky)}
.sub{font-size:1.15rem;color:var(--coral);font-weight:700;margin-top:0}.lead{font-size:1.15rem}
.nav{background:var(--cream);position:sticky;top:0;z-index:5;border-bottom:1px solid #f0e2d0}.navin{display:flex;align-items:center;justify-content:space-between;height:70px}
.brand img{height:56px}nav a{margin:0 14px;color:var(--navy);text-decoration:none;font-weight:700}
.btn{display:inline-block;padding:13px 26px;border-radius:999px;font-weight:700;text-decoration:none;border:2px solid var(--navy);cursor:pointer;font-size:1rem;font-family:inherit}
.btn.coral{background:var(--coral);border-color:var(--coral);color:#fff}.btn.outline{color:var(--navy);background:transparent}.btn.sm{padding:8px 20px}
.btns{display:flex;gap:12px;flex-wrap:wrap;margin:22px 0}.proof{font-weight:700;opacity:.75}
.hero{background:var(--cream)}.grid2{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:center}
.herocard{position:relative}.card{background:#fff;border-radius:16px;padding:20px;box-shadow:0 10px 30px rgba(15,42,68,.1);margin-right:120px}
.cardhead{display:flex;justify-content:space-between;align-items:center;margin-bottom:10px}.tag{background:var(--navy);color:#fff;font-size:.75rem;padding:3px 10px;border-radius:999px;font-weight:700}
.row{display:flex;justify-content:space-between;background:#f4f6f9;border:1px solid #e3e8ef;border-radius:10px;padding:11px 14px;margin:8px 0;font-weight:700}
.row.pick{background:#fff0e8;border:2px solid var(--coral)}.row em{background:var(--coral);color:#fff;font-style:normal;font-size:.7rem;padding:2px 9px;border-radius:999px;margin-left:8px}
.fine{font-size:.78rem;opacity:.7;margin:8px 0 0}.mascot{position:absolute;right:-30px;bottom:-30px;width:140px}
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin-top:28px}.step{background:var(--cream);border-radius:16px;padding:24px}
.step span{display:inline-grid;place-items:center;width:40px;height:40px;border-radius:50%;background:var(--coral);color:#fff;font-weight:900}
.band{background:#eef8fe}.cov{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:24px}.c{background:#fff;border-radius:16px;padding:22px;border-top:5px solid var(--sky)}
.c.primary{border-top-color:var(--coral);background:var(--navy);color:#fff}
.closing img{max-width:320px;justify-self:center;width:100%}ul{padding-left:20px}li{margin:4px 0}
.navy{background:var(--navy);color:#fff}.pmascot{max-width:300px;justify-self:center;width:100%}
.form{display:grid;grid-template-columns:1fr 1fr;gap:16px;background:var(--cream);padding:28px;border-radius:16px;margin-top:20px}
.form label{display:flex;flex-direction:column;font-weight:700;font-size:.95rem;gap:6px}.full{grid-column:1/-1}
.form input,.form select,.form textarea{padding:11px;border:1px solid #d9cbb8;border-radius:8px;font:inherit}.chk{flex-direction:row!important;align-items:flex-start;font-weight:400!important}
.thanks{background:#eef8fe;border-left:6px solid var(--coral);padding:24px;border-radius:12px;margin-top:20px}
footer{background:var(--navy);color:#cfe0ee;padding:40px 0 20px}footer a{color:var(--sky)}.fgrid{display:flex;justify-content:space-between;gap:30px;flex-wrap:wrap}
.flogo{height:44px;background:#fff;padding:6px 10px;border-radius:8px}.legal{font-size:.8rem;opacity:.7;margin-top:24px}
@media(max-width:820px){nav{display:none}.grid2,.steps,.cov,.form{grid-template-columns:1fr}.card{margin-right:0}.mascot{position:static;display:block;width:120px;margin:10px auto 0}.closing img{max-width:200px}.pmascot{max-width:200px}}
/* v2 multi-page additions */
:root{--navy:#0F2A44;--coral:#FF7A45;--sky:#9BD7F5;--cream:#FFF6EC}
.page{padding:48px 20px}.page h2{margin-top:32px}.lines{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:16px}
.lines a{display:block;background:var(--cream);border-radius:12px;padding:18px;color:var(--navy);text-decoration:none}
.legal{max-width:760px}.review{background:#ffe9e0;border-left:4px solid var(--coral);padding:10px 14px}
footer .lic{font-size:13px;opacity:.9}